If you love the classic flavors of a banana split but want a fun, easy twist that doesn’t require turning on the oven, this No-Bake Banana Split Cake Recipe is an absolute game-changer. Layered with luscious cream cheese, ripe bananas, juicy pineapple, strawberries, and a buttery graham cracker crust, this cake brings all the nostalgic flavors into one creamy, dreamy dessert. Perfect for summer gatherings or any time you want to wow your friends with something simple yet unforgettable, this cake will quickly become your new favorite go-to treat.

Ingredients You’ll Need
This No-Bake Banana Split Cake Recipe shines because of its simple yet essential ingredients that each play a crucial role in building flavor, texture, and color. From the crunchy graham cracker crust to the sweet and tangy fruit layers, every component is a star in this summery delight.
- 2 cups graham cracker crumbs: Provides the perfect buttery, crunchy base for the cake.
- ½ cup unsalted butter (melted): Binds the graham crackers to form a firm crust that holds everything together.
- 1 package (8 oz) cream cheese (softened): Adds creamy richness and a slight tang that balances the sweetness perfectly.
- 1 cup powdered sugar: Sweetens the cream cheese layer with a smooth finish.
- 1 can (20 oz) crushed pineapple (drained): Brings juicy tropical flavor and moisture without overpowering.
- 3–4 ripe bananas (sliced): The star of the show, offering natural sweetness and a tender bite.
- 1 container (8 oz) whipped topping (like Cool Whip): Creates a fluffy, light layer that adds volume and softness.
- 1 cup chopped strawberries: Offers a fresh, slightly tart contrast and vibrant color.
- ½ cup chopped walnuts or pecans: Adds an earthy crunch for texture variety.
- Chocolate syrup for drizzling: Gives that classic banana split chocolate flair for a finishing touch.
- Maraschino cherries for garnish: Brightens the presentation and brings that nostalgic cherry-on-top feature.
How to Make No-Bake Banana Split Cake Recipe
Step 1: Make the Graham Cracker Crust
Start by combining the graham cracker crumbs with melted butter in a medium bowl, stirring until all crumbs are evenly coated and the mixture looks like wet sand. Press this firmly into the bottom of a 9×13-inch dish, making sure to cover the entire base evenly. This crust sets the foundation for your cake, giving that satisfying snap with every bite.
Step 2: Prepare the Cream Cheese Layer
In a separate bowl, beat together the softened cream cheese and powdered sugar until smooth and creamy. This luscious mixture adds a velvety layer with the perfect balance of sweetness and tang that complements the fresh fruit beautifully. Spread it evenly over the graham cracker crust, smoothing the top for a clean surface.
Step 3: Layer the Fruits
Next, gently arrange a layer of sliced bananas over the cream cheese. Then, evenly spread the drained crushed pineapple on top of the bananas. These fresh fruit layers infuse the cake with vibrant flavor and moisture, making every forkful feel like summer in a dessert dish.
Step 4: Add the Whipped Topping
Spread the whipped topping evenly over the pineapple and banana layer. This adds a light, fluffy contrast to the denser cream cheese and fruit layers, giving the cake a dreamy texture that melts in your mouth.
Step 5: Top with Strawberries and Nuts
Sprinkle chopped strawberries and walnuts or pecans over the whipped topping layer. The strawberries bring a pop of bright color and slight tartness, while the nuts contribute a satisfying crunch. This combination creates a delightful contrast to the creamy and fruity layers beneath.
Step 6: Chill to Set
Cover the dish and refrigerate the cake for at least 4 hours—ideally overnight. Chilling is crucial as it allows the layers to meld together, the crust to firm up, and the cake to become sliceable without falling apart.
Step 7: Garnish and Serve
Just before serving, drizzle the top generously with chocolate syrup and add maraschino cherries on each slice. This finishing touch turns the cake into a true banana split celebration, making it look as good as it tastes!
How to Serve No-Bake Banana Split Cake Recipe

Garnishes
For that extra wow factor, add maraschino cherries and a drizzle of chocolate syrup right before serving. If you want to go the extra mile, sprinkle some additional chopped nuts or even a few mini chocolate chips on top, giving the cake added texture and visual appeal.
Side Dishes
This cake pairs wonderfully with a simple scoop of vanilla ice cream or a refreshing glass of cold milk to balance the richness. For adult gatherings, a chilled sparkling lemonade or fruity wine complements the tropical flavors perfectly and keeps the vibe light and festive.
Creative Ways to Present
Try serving this cake in individual clear cups for an impressive layered parfait effect. Alternatively, use a trifle bowl to showcase the vibrant layers through the glass. You can also prepare mini versions using small ramekins or mason jars, perfect for picnics or potlucks where portability is key.
Make Ahead and Storage
Storing Leftovers
Cover the cake tightly with plastic wrap or foil and store it in the refrigerator. Because of the fresh fruit and whipped topping, it’s best enjoyed within 2 to 3 days to keep textures and flavors fresh and vibrant.
Freezing
While this cake is best served fresh, you can freeze individual slices wrapped well in plastic wrap and foil to avoid freezer burn. Thaw in the refrigerator overnight before serving. Note that some of the whipped topping might separate a bit after freezing, but giving it a gentle stir can help restore the texture.
Reheating
This is a no-bake treat meant to be served cold, so reheating is not recommended. Instead, enjoy it straight from the fridge to experience the creamy, fruity layers at their best consistency.
FAQs
Can I substitute Greek yogurt for the cream cheese?
While Greek yogurt is tangy and creamy, it won’t provide the same rich texture or firmness that cream cheese offers in this cake. For the best results, stick to cream cheese for that perfect balance and structure.
What if I want to make this cake vegan?
You can swap the cream cheese for a dairy-free cream cheese alternative and use vegan whipped topping. Make sure the crust butter is replaced with a plant-based butter to keep the texture right. The fruit and other ingredients are naturally vegan-friendly!
Can I use fresh pineapple instead of canned?
Absolutely! Just make sure to drain the fresh pineapple thoroughly so the cake doesn’t get soggy. Fresh pineapple will give a brighter, juicier flavor that’s fantastic in this recipe.
Is it okay to prepare the cake the night before?
Yes! In fact, preparing this No-Bake Banana Split Cake Recipe the night before is ideal. It allows the flavors to meld together and the crust to firmly set, making slicing and serving easier.
Can I add chocolate pudding as mentioned in the notes?
Definitely! Adding a thin layer of chocolate pudding between the cream cheese and fruit layers adds extra decadence and a hint of chocolate flavor that pairs wonderfully with the bananas and other fruit.
Final Thoughts
This No-Bake Banana Split Cake Recipe is one of those magical desserts that feels like a special treat but is incredibly easy to throw together with ingredients you likely have on hand. Whether you’re feeding a crowd or simply craving a nostalgic indulgence, this cake delivers all the charming flavors of a classic banana split in a refreshing, fuss-free format. Give it a try, and I promise it will become a beloved favorite in your dessert rotation!
Print
No-Bake Banana Split Cake Recipe
- Prep Time: 20 minutes
- Cook Time: 0 minutes
- Total Time: 20 minutes plus chilling time
- Yield: 12 servings
- Category: Dessert
- Method: No-Cook
- Cuisine: American
- Diet: Vegetarian
Description
This No-Bake Banana Split Cake is a delightful and refreshing dessert that layers a buttery graham cracker crust with creamy sweetened cream cheese, fresh bananas, crushed pineapple, and a fluffy whipped topping. Topped with strawberries, nuts, chocolate syrup, and maraschino cherries, it’s a perfect no-cook treat for summer and special occasions.
Ingredients
Crust
- 2 cups graham cracker crumbs
- ½ cup unsalted butter, melted
Filling
- 1 package (8 oz) cream cheese, softened
- 1 cup powdered sugar
- 1 can (20 oz) crushed pineapple, drained
- 3–4 ripe bananas, sliced
- 1 container (8 oz) whipped topping (like Cool Whip)
Toppings
- 1 cup chopped strawberries
- ½ cup chopped walnuts or pecans
- Chocolate syrup for drizzling
- Maraschino cherries for garnish
Instructions
- Prepare the crust: In a medium bowl, combine the graham cracker crumbs and melted butter until the mixture is evenly moistened. Press this mixture firmly into the bottom of a 9×13-inch dish to form an even crust layer.
- Make the cream cheese layer: In another bowl, beat together the softened cream cheese and powdered sugar until the mixture is smooth and creamy. Spread this evenly over the prepared graham cracker crust.
- Layer the fruit: Arrange a layer of sliced bananas evenly over the cream cheese mixture, then add a layer of drained crushed pineapple on top of the bananas.
- Add the whipped topping: Spread the whipped topping evenly over the fruit layers to create a fluffy, creamy layer.
- Top the cake: Sprinkle chopped strawberries and your choice of chopped walnuts or pecans over the whipped topping layer.
- Chill to set: Cover the dish and refrigerate for at least 4 hours or overnight to allow the cake to set properly and the flavors to meld.
- Serve: Before serving, drizzle the top with chocolate syrup and garnish with maraschino cherries for a classic banana split finish.
Notes
- For extra flavor, consider adding a thin layer of chocolate pudding between the cream cheese and fruit layers.
- You may use fresh whipped cream in place of store-bought whipped topping if preferred.
- This dessert is best served cold to maintain its texture and freshness.

