If you have a soft spot for comfort food with a twist, the Cream Cheese Banana Bread Recipe is about to become your new favorite go-to treat. This recipe takes the classic banana bread we all love and elevates it with luscious cream cheese, adding an irresistibly moist texture and rich flavor. Every slice is a perfect blend of sweet bananas, creamy cheese, and a hint of cinnamon warmth, making it perfect for breakfast, snack time, or an anytime indulgence. Trust me, once you try this, you’ll wonder how you ever lived without it.

Ingredients You’ll Need
This Cream Cheese Banana Bread Recipe calls for straightforward, pantry-friendly ingredients that come together to create maximum flavor and perfect texture. Each component plays a crucial role, from the ripe bananas providing natural sweetness and moisture, to the cream cheese adding a silky richness that sets this bread apart.
- All-purpose flour, 1 ½ cups: Provides the structure and crumb for the bread, ensuring it’s tender but holds together well.
- Baking soda, 1 teaspoon: This leavening agent helps the bread rise just right so it’s fluffy, not dense.
- Salt, ½ teaspoon: Enhances all the flavors, balancing sweetness and deepening the overall taste.
- Cinnamon, ½ teaspoon: Adds a cozy spice note that complements the bananas beautifully.
- Unsalted butter, ½ cup, softened: Brings richness and moisture, blending perfectly with the cream cheese.
- Cream cheese, 8 oz, softened: The star of this recipe, giving the bread a creamy texture and tangy complexity.
- Granulated sugar, 1 cup: Sweetens the bread while helping to create a tender crumb.
- Eggs, 2 large: Bind everything together and contribute to the bread’s soft texture.
- Vanilla extract, 1 teaspoon: Infuses a lovely aroma and rounds out the flavors beautifully.
- Ripe bananas, 3 mashed (about 1 ¼ cups): Provide natural sweetness, moisture, and that classic banana flavor.
- Chopped walnuts or pecans, ½ cup (optional): Add delightful crunch and a nutty depth whenever you want a little texture contrast.
How to Make Cream Cheese Banana Bread Recipe
Step 1: Prep and Mix Dry Ingredients
Start by preheating your oven to 350°F (175°C) and greasing a 9×5-inch loaf pan to ensure easy release after baking. In a medium bowl, whisk together the flour, baking soda, salt, and cinnamon. This dry mixture will provide the base structure for your bread, and the cinnamon will infuse subtle warmth throughout.
Step 2: Cream Butter and Cream Cheese
In a large mixing bowl, beat the softened butter and cream cheese together until the mixture becomes smooth and creamy. This step is crucial because those creamy fats are what make the bread so moist and irresistible. Aim for no lumps for the best texture.
Step 3: Add Sugar and Eggs
Next, add the granulated sugar to the butter-cream cheese blend and beat until the mixture is light and fluffy. Then, incorporate the eggs one at a time, beating well after each addition. This helps build the perfect structure while keeping the bread tender. Finally, stir in the vanilla extract for that amazing aroma.
Step 4: Combine Bananas and Dry Ingredients
Fold in the mashed ripe bananas until just combined. The bananas not only add sweetness but also keep the bread beautifully moist. Gradually mix in the whisked dry ingredients, stirring just until no flour streaks remain—overmixing can lead to a dense bread, so be gentle.
Step 5: Add Nuts and Bake
If you’re using walnuts or pecans, fold them in now for that extra crunch. Pour your batter into the prepared loaf pan and smooth the top. Bake the bread for 55 to 65 minutes, or until a toothpick inserted into the center comes out clean. Let it cool in the pan for 10 minutes before transferring it to a wire rack—this prevents sogginess and lets the loaf finish setting.
How to Serve Cream Cheese Banana Bread Recipe

Garnishes
This banana bread is wonderful on its own, but if you want to get fancy, consider a light dusting of powdered sugar or a drizzle of honey. Fresh berries or a spread of softened butter or cream cheese spread also make excellent toppings that elevate each bite without overpowering the flavors.
Side Dishes
Pair your Cream Cheese Banana Bread Recipe with a hot cup of coffee or tea for an ideal breakfast or afternoon pick-me-up. It also goes surprisingly well with creamy soups or yogurt, balancing out savory and sweet flavors for a well-rounded snack.
Creative Ways to Present
For a crowd-pleaser, slice the bread and serve it as mini sandwiches with a generous layer of cream cheese frosting or fruit preserves. You can even toast slices lightly to bring out a subtle crispness before adding your favorite toppings. This bread also freezes well if you want to pop out slices for an easy grab-and-go treat.
Make Ahead and Storage
Storing Leftovers
Once cooled completely, store your leftover banana bread wrapped tightly in plastic wrap or in an airtight container at room temperature. It will stay moist and delicious for about 3 to 4 days, making it a convenient treat to enjoy throughout the week.
Freezing
This Cream Cheese Banana Bread Recipe freezes beautifully. Wrap the loaf or slices in plastic wrap, then again in aluminum foil or place in a freezer bag to prevent freezer burn. It can keep fresh for up to 2 months, so you can bake ahead and enjoy this tasty treat anytime.
Reheating
To enjoy frozen banana bread, thaw slices overnight in the fridge or at room temperature for a few hours. Warm them up gently in a toaster oven or microwave for 15-20 seconds to bring back that just-baked softness and flavor. It’s like having fresh banana bread whenever the craving strikes.
FAQs
Can I use low-fat cream cheese for this recipe?
While low-fat cream cheese can be used, the full-fat version is recommended to achieve the signature creamy texture and richness of this Cream Cheese Banana Bread Recipe. Low-fat alternatives might yield a slightly denser or less moist result.
Can I substitute the all-purpose flour with whole wheat flour?
You can substitute whole wheat flour, but keep in mind it will make the bread denser and add a nuttier flavor. It’s best to start with half whole wheat and half all-purpose to maintain the bread’s tender crumb.
What if I don’t have ripe bananas?
Ripe bananas are key because they bring sweetness and moisture. If you don’t have any, you can speed up ripening by placing bananas in a paper bag for a day or two. Alternatively, mash overripe bananas and freeze them until you’re ready to bake.
Is it necessary to use nuts in the recipe?
The nuts are optional and purely for texture. If you prefer nut-free banana bread, feel free to skip them without compromising flavor. The bread will still be deliciously moist and flavorful.
Can I make this bread in muffin tins instead of a loaf pan?
Yes! Pour the batter into greased muffin tins and bake for about 20-25 minutes, or until a toothpick comes out clean. This makes for handy individual servings perfect for on-the-go snacks.
Final Thoughts
This Cream Cheese Banana Bread Recipe is one of those delightful baking projects that reward you with warm, tender slices bursting with flavor and richness. It’s easy enough for beginners yet impressive enough to share with friends and family. Give it a try, and I promise it will quickly become a beloved fixture in your baking repertoire.
Print
Cream Cheese Banana Bread Recipe
- Prep Time: 15 minutes
- Cook Time: 60 minutes
- Total Time: 1 hour 15 minutes
- Yield: 10 slices
- Category: Breakfast, Snack
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
This Cream Cheese Banana Bread is a moist and delicious twist on traditional banana bread, featuring a smooth cream cheese and butter base that blends perfectly with ripe bananas and warm cinnamon. Perfect for breakfast or a snack, this easy-to-make loaf delivers soft texture and rich flavor with every bite.
Ingredients
Dry Ingredients
- 1 ½ cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- ½ teaspoon cinnamon
Wet Ingredients
- ½ cup unsalted butter, softened
- 8 oz cream cheese, softened
- 1 cup granulated sugar
- 2 large eggs
- 1 teaspoon vanilla extract
- 3 ripe bananas, mashed (about 1 ¼ cups)
Optional
- ½ cup chopped walnuts or pecans
Instructions
- Preheat and Prepare Pan: Preheat your oven to 350°F (175°C) and grease a 9×5-inch loaf pan thoroughly to ensure the bread doesn’t stick.
- Mix Dry Ingredients: In a medium bowl, whisk together the all-purpose flour, baking soda, salt, and cinnamon until evenly combined and set aside.
- Cream Butter and Cream Cheese: In a large bowl, beat the softened butter and cream cheese together until the mixture is smooth and creamy, providing a perfect base for the batter.
- Add Sugar and Eggs: Beat in the granulated sugar until the mixture becomes light and fluffy. Add the eggs one at a time, beating well after each addition, followed by the vanilla extract for enhanced flavor.
- Incorporate Bananas: Stir in the mashed ripe bananas until evenly incorporated throughout the batter.
- Combine Dry and Wet Ingredients: Gradually mix in the dry ingredients just until no streaks of flour remain, taking care not to overmix to keep the bread tender.
- Add Nuts (Optional): Fold in the chopped walnuts or pecans if using, for added texture and flavor.
- Pour and Bake: Pour the batter into the prepared loaf pan and smooth the top with a spatula. Bake in the preheated oven for 55–65 minutes, or until a toothpick inserted into the center comes out clean.
- Cool: Allow the bread to cool in the pan for 10 minutes, then transfer to a wire rack to cool completely before slicing.
Notes
- Ensure the cream cheese and butter are fully softened before mixing to achieve a smooth, lump-free batter.
- This banana bread stays moist for several days when stored properly and is ideal for freezing.
- To freeze, wrap the cooled bread tightly in plastic wrap and store in an airtight container or freezer bag for up to 2 months.

